Our Services

  • Fully Web based real time Software
  • Multi-Location Branch/ Collection center handling capability
  • Easy To Use Software "User Friendly"
  • All dynamic Settings to Create deposit Schemes, Define Interest Rate, Branch Settings, Agent Ranking settings, commissions settings
  • Calculator Available for plan settings with Compound Interest / Simple Interest based
  • Product Settings – Plan type, Create, Edit, (Disbursement Percentage Logic creation)
  • RD / FD / Pension / Education / Child / Security / MIS / Weekly plan (Any type of Plan creation)
  • Plan Master – Create, Edit, Active / Inactive (Table creation Dynamic)
  • Manage Amount, Time, Percentage, Agent Commission, Logic, Pre maturity, maturity, accounting – ledger
  • Agent Commission Master – Slab creation, Product basis, Amount basis, Target Basis, Commission Structure
  • Agent Registration (Free / Paid - Amount / Account open) - Agent Login
  • Customer Registration - Customer ID will generate (ID / Pass) - Customer Login
  • Open Account - Agent Id reference / auto (First id will get).
  • Account ID will generate on the basis of Account.
  • Agent Ranking Management – Grading.
  • Insert Detail including ID Proof, Nominee Details, PDC Cheques, Photo, Signature etc.
  • Loan Managements with Approval, Verification System.
  • Deposit installment schedule with payment details, late fee, processing fee, cheque return charges
  • Auto calculate maturity amount based on pledged item's valuation .
  • Close Account, Active / Deactivate account.
  • Set Maturity and Pre-maturity tenure Dynamic.
  • Installment Scheme, Installment Due Date, Disbursement, Release Loan Amount.
  • EMI Collection by cheque/Cash, Emi Collection by PDC.
  • Easy process for Loan application submission.
  • Loan File Processing.
  • Manage high volumes of PDCs.
  • Defaulters list Bucket Wise (DPD).
  • Foreclosure Statement.
  • Automated Accounting Entries.
  • Payment History
  • Account Reference Listing.
  • Payment Coupons or Monthly Statements.
  • Penalty/ late fee calculation.
  • Partial Payments Are Accurately Calculated.
  • Charge / Collect Late Fees / Collect Miscellaneous Fees.
  • SMS and Email Integration Available.
  • Fully Customizable Solution as per Client's Requirement.
  • Multi sub admin System to manage various activities.
  • Various Type of MIS Report
  • Multi Branch Management support


Financial Products Available

Features of NIDHI Software


  • RD (Recurring deposit)
  • FD (Fixed Deposit)
  • MIS (Monthly Investment Schemes)
  • Saving Account (Individual / Group)
  • Special Category Accounts
  • Current Account – (Normal / Priority / High Priority
  • Loan Modules